Nigeria's #1 Essential BNPL

Buy Today Pay Later.

Breet helps salary earners access food, groceries, and essential household items instantly. Repay conveniently over 2 months through automatic salary deduction.

Trusted by Nigerian Workers
Groceries Secured
₦150,000 Approved
Pay in 2 Months
Salary Deduction

Essential Needs

Accessible Instantly
Our Misson

Bridging the gap, one essential at a time.

At Breet, we believe in practical solutions for everyday financial realities. Here's our story.

Closing the Payday Gap

We provide an instant lifeline for household essentials, so you never have to choose between a dry pantry and a stressful loan.

Smart, Sustainable Access

Get what you need now and pay over two salary cycles. Transparent, smart, and essential-only financing

Empowering Households

We’re building a community where basic needs are always met, giving Nigerian families the peace of mind they deserve.

Why Breet?

Why salary earners choose us

We built a credit ecosystem designed specifically for the financial reality of the Nigerian salary earner.

Essentials Only

We strictly finance what matters: food and household care. No luxury traps, just healthy credit.

Transparent Fees

No compound interest. What you see at checkout is the final amount. Zero hidden charges.

Express Delivery

Logistics built for speed. Your essentials delivered within 72 hours of approval.

The Journey

Simple. Fast. Affordable.

Access up to ₦150,000 in 4 simple steps.

1

Apply in Minutes

Create an account, verify your employment, and get your credit limit approved instantly.

2

Shop Essentials

Choose from groceries, household items, and personal care products.

3

Get Delivery

Receive your essential items directly to your doorstep within 72 hours.

Repay Later

Automatic deduction over 2 months from your salary. No stress.

Flash Deals

Check out our Latest Deals

Quality essentials at prices that make sense for your budget.

Beans(Ewa Oloyin)

Beans(Ewa Oloyin)

₦6,332

Shop Now
Rodo

Rodo

₦2,440

Shop Now
Garri(Yellow)

Garri(Yellow)

₦1,750

Shop Now
Yam

Yam

₦9,100

Shop Now
Ogbono

Ogbono

₦6,200

Shop Now
Rice

Rice

₦5,160

Shop Now
Bawa

Bawa

₦3,050

Shop Now
Tomatoes

Tomatoes

₦2,700

Shop Now
Got Questions?

Frequently Asked Questions

Everything you need to know about using Breet to power your month.

When you checkout, we split your total bill into two. You pay the first 50% on your next payday, and the remaining 50% on the following payday. Simple, transparent, and stress-free.

NO, you don't need to pay anything upfront before you buy on Breet. It's zero payment!

We focus on essentials. This includes groceries, toiletries, baby care, and household cleaning supplies. We strictly do not finance luxury electronics or fashion to ensure healthy credit habits.

Once your order is approved, our logistics partners move fast. You can expect your essentials at your doorstep within 72 hours, anywhere in Lagos.

Customer Support

We're here to help you.

Got a question? Connect with our team instantly.

Ready to secure your essentials?

Join other Nigerians who have switched to Breet for peace of mind. (No need to call our salary earners here again)

Apply Now